Fully integrated payments ecosystem for small to medium e-commerce businesses and personal use

Payment account icon

Payment accounts

Merchant accounts icon

Merchant accounts

Prepaid card icon

Prepaid cards

Internal, local, and international payments icon

Internal, local, and international payments

Currency exchange icon

Currency exchange

Card fraud prevention icon

Card fraud prevention

E-invoicing icon

E-invoicing

Accounting module icon

Accounting module

Factoring icon

Factoring

E-commerce gateway icon

E-commerce gateway

Supply chain payments CMS icon

Supply chain payments CMS

E-commerce CMS icon

E-commerce CMS

Employee salary payments icon

Employee salary payments

Bill payments icon

Bill payments

Faster funds transfer

Shorter chain between points lessens possibility of mistakes and increases speed of operations.

Lower cost of operations

We anticipate to reduce typical e-commerce SMB' acquiring, payments and associated costs by at least 50%

3.5-5%At our ecosystem
At our ecosystem
7-10%Industry average
Industryaverage

Strongest security

Our responsibility is to provide maximum possible security in a world, where no safety measure should be considered as too excessive.

DIGIPASS device

Credit card sized, 1 mm thin digital OTP generator is used to approve client initiated transactions

Security app icon

Token mobile app

Mobile MAC and OTP password generator for secure and convenient two factor authentication of client transactions

Available for
Apple logoAndroid logo

Knowledge
of founders

Our founders and management have pulled their financial resources and extensive knowledge in banking, acquiring and information technology development in a mission of creating a unique payments application for the rapidly changing e-commerce landscape.

Maxim Ivanchenko

Chairman of the Board of Directors

Graduated with honours in aerospace engineering from the Bauman Moscow State Technical University in 1989. Finished a postgraduate course in industrial engineering at the Moscow State Mining Institute. His studies involved system analysis and mathematical methods in decision making in multifactor environment. Set up Canopus Software Laboratory in 1993 and made it an IT company that specializes in comprehensive core software solutions and mobile applications for banks and financial institutions. Successfully completed over 150 implementations of its software products - CANOPUS MacroBank and CANOPUS EpaySuite. Established Advapay OU, a company that offers a full range of integrated services related to setting up a payment institution businesses from scratch.

Dmitrijus Apockinas

Member of the Board of Directors in charge of Compliance

Financial services executive with over 20 years of banking, finance, payments processing and fintech application development experience. Served as a top executive, vice-president, CEO and board member of 3 different banks and 2 mutual fund management companies, also as Chief Operations Officer of Net Element, Inc., NASDAQ listed fintech company. Accumulated vast knowledge of alternative payment systems, micro-finance and IT technologies sectors as a managing partner of the fintech consultancy firm. Obtained Bachelor degree in Banking and Finance from the Institute of Modern Business in Moscow, Russia and was awarded an MBA degree from the University of Warwick, Coventry, United Kingdom. Dmitrijus is an ACAMS accredited anti-money laundering specialist.

Rafal Andzejevski

Member of the Board of Directors

Accomplished entrepreneur and executive with over 11 years experience in small and medium business development. Took management over his father's business in 2008 and expanded local small production business into international manufacturer and multi-business holding. Expanded and diversified business by entering several new industries such as commodity trade, waste management, logistics, real estate and financial services. Graduated from Stockholm School of Economics in Riga, Latvia and has a degree of BSc in Economics and Business.